Guaranteed Rate Affinity is a full service Mortgage Lender, specializing in VA Home Loans. I am a member of Homes For Heroes Organization and offer major discounts to Veterans when buying, selling or refinancing a home. I waive the LENDER FEES for VA Home Loans and my Realtor Partner is offering 25% of their commission credit towards buyers closing costs. Depending on the purchase price and loan amount, we have an average combined savings of between $4,000 and $5,000 for the Veteran’s Closing Costs on a new VA loan.